Nusa Group
Nusa ChannelingChanneling
Bank Nusa Dana · Nusa Group
Plafond
Rp 700 M
Outstanding
Rp 400 M
All-In CoF
8,77%
SPEC // 01
RISK ACCEPTANCE CRITERIA (RAC) & BATCH ELIGIBILITY
SegmentsTwo-Wheeler, Multiguna BPKB, Cash Loan
Tenor6 to 24 months
Ticket sizeRp 1 jt to Rp 200 jt
Minimum score0.60
Worst SLIK collectibilityKol 2
RegionsAll regions
Sharia onlyNo
Complete documents requiredYes
Max share from one dealer10%
Batch sizeRp 10,0 M to Rp 60,0 M
Cutoff16:00
Processing2 business days
SPEC // 02
RECENT REFINANCING BATCHES WITH THIS LENDER
Loading recent batches…
SPEC // 03
FACILITY LIMITS & COMMITMENT PARAMETERS
PlafondRp 700 M
OutstandingRp 400 M
Utilization57,1%
CommittedYes
RevolvingNo
CurrencyIDR
Minimum drawRp 25,0 M
Notice (days)7
Availability ends—
SPEC // 04
PRICING & ALL-IN COST OF FUNDS BREAKDOWN
Rate typefixed
Base rate8,75%
Spread0,00%
Upfront fee0,00%
Commitment fee0,00%
Prepayment penalty1,00%
Default interest2,00%
Interest frequencymonthly
All-in: Interest10,17%
All-in: Bridging0,09%
All-in: Servicing income-1,50%
All-in cost of funds8,77%
SPEC // 05
TENOR, AMORTIZATION & RENEWAL
MaturityWeek 157
Batch tenor24 months
Amortizationmatched
Renewal—
Renewal probability90%
SPEC // 06
FIDUSIA COLLATERAL & SECURITY
Coverage required0%
Max DPD eligible90 days
Substitution (days)0
Eligible segmentstwo_wheeler, multipurpose, cash
SecurityFiduciary assignment of receivables
SPEC // 07
FINANCIAL COVENANTS
| Covenant | Definition | Threshold | Tested |
|---|---|---|---|
| NPL > 90 dpd | Receivables over 90 days past due / gross receivables | <= 3,0% | quarterly |
SPEC // 08
NEGATIVE COVENANTS
- New debt requires consent unless gearing < 10x
- No dividends while in breach
SPEC // 09
EVENT TRIGGERS
- Cross-default
- Rating downgrade below A-(idn)
SPEC // 10
REPORTING OBLIGATIONS
- Monthly portfolio report
PT Nusantara Konsumer Finance · OJK POJK 35/46